A look at debt to income ratio, today’s low interest rates, and your monthly mortgage payment.

According to Pinterest, Holidays came “earlier than ever” this year, April! That’s right, as early as April 2020 people were searching holiday decorations, recipes and gift ideas. Maybe you were spending your time at home searching online for the next great gift or tablescape for your small gathering. However you look at it, the holidays are very different this year. Let’s have a little fun and talk about trends.

The common question we hear a lot is ‘when is a good time to buy a home?’ The answer is - whenever it’s right for YOU! However, we wanted to let you in on a little secret: Interest rates are at the lowest they’ve been for over 20 years! If you’ve been on the fence about buying, now might be great time to save a lot of money in a mortgage, or buy a nicer home than you’ve been able to afford in the past.

You’re picking up your kid’s from a friends house, and on the way home, you spot it: a home. THE home. The one you’ve always been looking for, and there’s a sign in the yard!! Your first instinct is going to be to call that number. PLEASE DON’T!

We get asked this question a lot. “Hey Noll Team, should I invest in a lake home?” We talked with our very own lake lover, Charity Middleton, to answer your burning questions about owning a lake property.